Farmers Of Salem :: Products

Lines of Business

My 4 years at Farmers of Salem have been amazing. The company cares about its employees from luncheons, dinners, Phillies tix, Treat Tuesday. It’s a joy to come to work. I have had experiences where it was dreadful to go to work. I love my job and what I do, and I love who I work with.

Tammy Stell

Claims Service Representative

We call ourselves the Farmers Family for a reason – there are no strangers here and we enjoy each other’s company. We work hard, we face challenges together (both professional and personal), and we share some laughs along the way. Hands down, the best career decision I could have ever made was joining Farmers of Salem’s team. I am incredibly grateful that I was given the opportunity to learn and grow with this company. Farmers is also extremely supportive and encouraging of their employees’ continuing education within the industry.

Marianne Krug

Senior Underwriter

I just hit my 2 year mark with Farmers and am still impressed by the team/family spirit throughout the company. Peers encourage and assist with goals - in & out of the office. Upper management is open, listens and often acts on employee ideas and concerns. Plus - we do have a lot of fun around here!!

Jeanne Tompkins

Administrative Assistant

I have been fortunate to be a part of Farmers of Salem for over 10 years, and it has been an incredible journey. This company truly stands out as an exceptional place to work. The emphasis on family values and employee care is evident in everything they do. From fostering a supportive and collaborative work environment to offering comprehensive benefits and work - life balance, Farmers of Salem goes above and beyond to ensure that employees feel valued and appreciated. I am proud to be part of such a wonderful organization and look forward to many more years of contributing to its success.

John Hynes

IT Project Manager

Although I am new to Farmers of Salem, I am more than just a number here. Everyone I talk to tells me this has been the best place they have ever worked, and I see why. Employees are given many opportunities for continued education, and we are shown how much we are appreciated on at least a weekly basis. Farmers of Salem truly is a family, and I am so happy to be a part of it!

Melanie Taylor

Accountant I

How can we help?

Let’s get in touch!!

(800) 498-0954

Businessowners

A Business Owner’s Policy combines key business property and liability coverage into one simple policy. It is designed to help protect small and medium-sized businesses from common risks, such as property damage, accidents, and certain claims related to daily business operations. Our new and improved BOP program now includes coverage for over 200 additional types of businesses, allowing us to offer protection that is better suited to your specific work and the risks your business may face.

Key Components

Property: Covers buildings, equipment, inventory, and movable property, as well as debris removal and pollution cleanup.
Liability: Covers claims related to bodily injury, property damage, product-related issues, advertising injury, and personal injury.
Business income: Helps pay bills and employees if the business has to temporarily close.
Crime: Protects the business from fraud, theft, and forgery.

Focus
Innovative
Competitive
Stable

Coverage Enhancements

Commercial Auto Enhancement

This enhancement adds an extra layer of protection to your business auto policy, helping cover common needs that may come up when your business vehicles are on the road. It’s designed to provide added convenience, support, and peace of mind when the unexpected happens.

Condo Association Enhancement

This enhancement helps condo associations broaden their protection with added coverage for common financial, operational, and property-related exposures. It’s designed to provide extra peace of mind when unexpected losses affect the association or its unit owners.

Cyber Liability

This enhancement focuses on the risks that arise from various information technology threats and typically provide two broad types of coverages-legal liability and breach response cost.

Commercial Equipment Breakdown

This enhancement fills the gaps of your property insurance policies by covering losses from the breakdown of your mechanical, electrical and pressure systems.

Employment Practices Liability (EPL) Coverage

This enhancement offers flexible limit options, full prior acts coverage, third party optional coverage and access to specialized employment attorneys and a loss prevention website to support your management of the EPL exposure. Coverage available on select classes.