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Commercial Auto

A Commercial Auto Policy protects businesses from losses that may occur when an employee or the business owner is driving for work purposes and is involved in an accident. It can cover a variety of vehicles, including company cars, box trucks, work vans, food trucks, and service utility trucks. It can also cover vehicles that are rented, leased, or borrowed, as well as when employees use their personal vehicles for business.

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Key Components
  1. Physical damage insurance: Includes collision and comprehensive coverage.
  2. Liability insurance: Includes bodily injury, property damage, uninsured motorist, and underinsured motorist coverage.
  3. Other coverage: Includes medical payments, towing and labor, rental reimbursement, and auto loan or lease gap coverage.
Available coverages include
  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Medical Payments
  • Rental Reimbursement
  • Uninsured and Underinsured Coverage
  • Coverage for vehicles you borrow or rent for business
  • Audio, Data and other Electronic Equipment Coverage available
  • Focus

  • Innovative

  • Competitive

  • Stable

Coverage Enhancements
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Commercial Auto Enhancement

This enhancement adds an extra layer of protection to your business auto policy, helping cover common needs that may come up when your business vehicles are on the road. It’s designed to provide added convenience, support, and peace of mind when the unexpected happens.

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Farmers of Salem is a regional insurance company offering products for individuals and businesses in New Jersey, Pennsylvania, Maryland and Delaware.